# Stake and unstake with Earn

> Stake coins with a validator from the Earn tab. Unstaked coins stay locked for a while, and each network handles rewards and withdrawals differently.

URL: https://docs.fxwallet.com/earn/staking
Last reviewed: 25 September 2026

Staking locks your coins with a validator, a node that helps run the network, and earns you rewards in return. To stake, tap **Staking** under **All Products** on the **Earn** tab, and choose a coin. You can also tap the coin on the **Wallet** tab, then tap **Stake**.

> **Warning**
>
> Staked coins can't be sent, swapped or sold. To use them again you unstake them, and they stay locked for the network's lock-up period, earning nothing. APY isn't guaranteed, and a validator can earn less than it shows.

## Before you stake

- Check the **Lock-up Period**: how long your coins stay locked after you unstake.
- The **Fee** on the staking page is the validator's fee: the share of your rewards it keeps. To choose another validator, tap its name and compare APYs and fees in **Select Validator**.
- Staking, claiming and unstaking are transactions, so each pays a network fee.
- On Solana, FxWallet keeps a small amount of SOL in your account to keep it active.

Your positions are in **My Assets** on the **Earn** tab, and on the **Wallet** tab under **DeFi**.

## Rewards differ by network

- **Cosmos networks**, such as Cosmos Hub (ATOM): you collect rewards yourself. **Claim** sends them to your wallet, and **Reinvest** stakes them again with the same validators.
- **Solana**: rewards are added to your stake automatically. **Last Epoch Rewards** shows only the most recent epoch's rewards.

## Unstake

Open the position, tap the validator (on Solana, the stake account), then tap **Undelegate**.

- **Cosmos networks**: you choose how much to unstake. The position shows **Unbonding** with an **Estimated completion** time, and when it ends, the coins are back in your wallet.
- **Solana**: the whole stake account is unstaked. When it has finished, tap **Withdraw** to move the SOL to your wallet: it doesn't move on its own.

Once you unstake, FxWallet can't cancel it. On Cosmos networks, you can have only a few unstakes in progress with one validator at a time: if FxWallet says **This validator already has 7 pending undelegation entries, reaching the network limit. Please wait for one to complete before trying again.**, wait for one to finish.

On some Cosmos networks, you can move staked coins to another validator without unstaking: tap **Redelegate**. The network limits how often you can do this, and FxWallet explains the rules before you confirm.

## If you don't see Staking

The **Staking** tab isn't shown for every type of wallet, for example hardware wallets. You may still be able to stake from the coin's page: tap the coin on the **Wallet** tab, then tap **Stake**. With a hardware wallet such as Keystone, you can stake SOL this way and sign with the hardware wallet. If the coin's page has no **Stake** button either, you can't stake that coin with this wallet: hardware wallets can't stake on Cosmos networks, and watch wallets can't stake.